Correct Your Credit Report After a Written-Off Account Has Been Settled

If you’ve settled an account after it was written off, but your credit report still shows it as “written-off” or “default,” it could be damaging your credit score and reputation unnecessarily. At Digital Credit Solution, we help you update your credit report to reflect the accurate “post written-off settled” status — and regain control over your financial credibility.

When a lender writes off an account, it marks the debt as uncollectible and closes the account. If you later settle this account (partially or in full), it’s crucial that the credit bureaus receive this update. However, in many cases, this updated status is not reported — leaving your credit profile with an unresolved red flag.

What We Do:

  • Identify accounts that were written-off but later settled
  • Help you gather and validate proof of settlement
  • Work with banks/NBFCs to submit the necessary updates
  • Dispute and follow up with credit bureaus to reflect the corrected status
  • Monitor the credit report until the update is confirmed

Why It Matters:

  • Reduces negative impact on your credit score
  • Shows lenders that you took responsibility for the debt
  • Increases your chances of future credit approvals
  • Brings closure to old financial issues

Our Process:

  • Review your credit report for any post-written-off settled accounts.
  • Engage with the lender to validate the settlement.
  • Submit and follow up on update requests with the credit bureaus.
  • Ensure the report is corrected to reflect the final settled status.

At Digital Credit Solution, we ensure that your efforts to resolve old debts are properly recognized and recorded. You’ve taken the step to settle — now let us help you get the credit you deserve.

Contact us today to fix your post written-off settled records and move forward with confidence.